bunq is an Android application designed for various financial needs, from personal options to business management. This online banking service offers various plans from basic free options to premium subscriptions with extensive features.
Accounts and plans
The app allows users to open and manage multiple bank accounts. The number varies depending on the chosen plan. The bunq Free offers 3 accounts, while bunq Pro provides up to 25 ones.
Instant payments and real-time notifications for all transactions are provided. Users can schedule payments and set up AutoAccept for requests. It is possible to access virtual and physical cards. The bunq Free plan includes one digital card with Google Pay support, while premium tariffs offer multiple ones.
Investments, payments, and business options
Moreover, bunq allows users to earn interest on their savings in USD and GBP. Additionally, the app provides options to invest in stocks. A two-factor authentication for online payments is supported. Users have complete control over their cards within the utility.
ZeroFX feature allows customers to make foreign payments without incurring extra fees. The app includes a system where users earn points that can be redeemed for various rewards. Some plans offer cashback on various transactions, including public transport and dining.
Moreover, bunq offers various business features, including Tap to Pay, cashback, employee cards, and automated VAT calculations. These options are suitable for entrepreneurs and small business owners.
Features
- offers banking services for individuals and businesses;
- instant payments and real-time notifications are provided;
- it is possible to make foreign payments without incurring extra fees;
- users can issue virtual and physical cards;
- the app is free to download and use;
- compatible with current Android versions.
