CreditWise is an Android application that allows you to apply for a loan without going to a bank. You can fill in the announcement on your smartphone and send it to the specialists. The money will be in your account in no time.
Online credit
This utility simplifies the process of obtaining a loan. After registering, you can explore the loan offers. You may choose a suitable option, fill in your personal details and submit the application for consideration. Specialists check the data for several days. If approved, the money is transferred to the bank account provided.
The maximum credit amount in CreditWise is 100, 000 Naira. It is possible to choose a loan repayment period from 6 months to 1 year. The interest rate depends on the amount owed and the repayment period. It can vary from 12 to 20 percent.
The personal account shows the amount required for repayment. Paying on time affects your credit history. If your score is good, the service will increase the limits and reduce the interest on future loans.
Terms and conditions
CreditWise is only available to residents of Nigeria. Another important requirement is the age of 18 to 60. You will need to provide a valid document during the application process.
There are many alternative utilities such as CashDey, SureCredit and Fadhili loans on the website. You can compare loan terms and conditions to get the best one for you.
Features
- you can apply for a loan from your smartphone;
- specialists review applications within a few days;
- support service is available around the clock;
- app is free to download and use;
- compatible with current versions of Android.
