OPay

OPay is an Android application that provides secure money transfers in Nigeria. You can get credits and loans as well as buy items in more than a thousand online stores.

Loans and transfers

This mobile payment platform allows getting credits whenever it is necessary. This is possible thanks to a partnership with OKash and Easemoni. There is a CreditMe section, where every user can get up to 100,000 naira amount to use up to a certain interest rate. Usually, it does not exceed 20 percent.

OPay also offers bank transfers, ATM withdrawals, and bill payments without a service fee. In addition, you can use available saving plans that help improve your financial status.

When completing transfers, you can save checks and share them, if necessary. As mentioned before, OPay allows you to make secure transactions and approve payments.

Bonuses

It is important to mention that users can also save money thanks to the cashback system. You can pay your bills or purchase airtime and save a certain amount on your cashback wallet.

If you are looking for another money transferring tool, you may consider installing Abeg. This service is also available in Nigeria and it provides quick transactions without downtime and delays.

Features

• utility allows to transfer money, pay bills and apply for loans;
• users can get credits while shopping;
• there is a cashback wallet that helps saving funds;
• app is free to use and download;
• compatible with current Android versions.