Pay Plus is a financial application for Android, an adjustable credit account that allows customers to make purchases now and pay them back in installments.
General information
This service currently works with popular UK retailers such as Oasis, Debenhams, Dorothy Perkins, Burton London, TALLY WEiJL, and much more. To open a Pay+ account you must be a UK citizen over 18 years old. It is necessary to provide some personal data.
Opportunities
You can use this service when shopping for your favorite online brands. To do this, you need to select the Pay+ option when placing an order. Then you need to choose one of two ways to pay.
If you choose Split It, you pay £0 at the checkout and then your purchase amount is split into three interest-free payments. If the entire sun settles within 3 months the interest rate is 0%.
The second option is Flex It which works like this: you also pay nothing when you place your order and its cost can be split over a longer period. The minimum monthly repayment is £5. The interest rate in this case for long-term settlements is 29.9% per annum.
It is worth noting that you can make a payment at any time convenient for you, including in advance. There is the possibility of attaching a debit or credit card to your account, as well as making deposits from your bank.
There is a separate tab for contacting support service. It is possible to file complaints and open disputes. Moreover, you can manage your account, add details, as well as read information about fees and charges.
Features
- is a financial service intended for UK citizens over 18 years old;
- operates with popular UK retailers;
- it is possible to make online purchases and pay in installments;
- the app is free to download and use;
- compatible with current Android versions.
