Capitec is an Android appliaction owned by a South African retail bank. Customers get 24/7 access to their accounts and the ability to participate in various financial programs.
Manage your finance
Mobile banking allows you to make money transactions remotely. There are options to send finances and making recurring payments. You can start saving money with a special plan. This and other programs are described in detail in the app.
Capitec offers options for saving. Firstly, you may choose how much to deposit and how often to add to it. There are also annual rates for these conservations that increase the amount. Moreover, you will find an investment program. It makes it possible to buy shares in local and international stock markets.
You have an option to take out a loan. There are short-term credit card and larger borrowing programs. For example, you have an opportunity to take out a mortgage to buy a house. A special calculator helps you compute how much you can qualify for.
To be a client
Becoming a client of Capitec is easy. All you need to do to register is to take a selfie and scan your ID. New users and regular customers can order a card and pick it up at a branch.
You may read about all the programs and features of the bank on the official website. It is possible to compare offers with other financial institutions. There are many utilities from these organizations in the store, for example, African Bank.
Features
- an opportunity to keep track of how you are spending money;
- there is an option to buy prepaid electricity, data and SMS bundles;
- you can update your card withdrawal and purchase limits;
- app is free to download and use;
- compatible with current versions of Android.