Halika Cash is an Android application that provides lending services for citizens of the Philippines. It is possible to remotely apply for a loan and choose how you want to receive money.

Lending services

The utility is made by the eponymous Philippine lending corporation with a SEC license. This is a performance driven and customer-focused service that provides affordable access to credits. Similar to Peranyo Philippines, you can apply for a loan and monitor the status of your application. Moreover, there is a convenient built-in interest rate calculator.

In order to apply for a loan, you need to select the desired amount. It will be necessary to specify a valid Philippine phone number to create a profile. You also have to provide some personal details, documents, and certificates. Once your application is approved, the funds will be transferred to your bank account or one of the payment branches of your choice.

Terms and conditions

Halika Cash allows users to borrow up to Php 10,000.00 with about 11 percent APR. The loan duration varies between 91 and 360 days. It is also possible to adjust the repayment schedule to suit your needs. Please keep in mind that you should be a Filipino citizen over the age of 18 years to apply.

Features

is developed by the eponymous lending corporation;
it is possible to apply for a loan with quick approval;
there are several ways to receive money;
app is free to download and use;
compatible with current Android versions.