A verified app
Handy Loan
1.0.8

Handy Loan

This application helps citizens of India in arranging and receiving instant cash loans. It provides clients with a quick and paperless process of applying.

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Handy Loan is an Android application that provides access to the online loan services. It allows users to fill out the request and quickly get approval. Funds are sent directly to a bank account.

Verification

The app can only be used by citizens of India between the ages of 18 and 56. The borrower is required to be an employed worker with a minimum net monthly salary of Rs.15000.

In order to create an account, a valid phone number from one of the Indian mobile operators is needed. Moreover, you have to upload your bank statement, PAN card and identity proof.

Loan

If you want to get a loan, you need to fill out the application form first. You have to review the terms, choose the amount and set the repayment schedule. Your funds will be credited to your bank account after successfully completing the process.

The possible loan amount is from Rs.2000 to Rs.2 Lakh. The duration period varies from 3 to 24 months. The APR can range from 18 to 30 percent with the processing fees of 5 percent plus GST. There are flexible repayment options as well. One of the primary NBFC partners of the service is MEHTA HOUSING FINANCE LIMITED.

In case you are not satisfied with these terms and conditions, you can try another Indian loan app PaySense.

Features

  • helps Indian citizens to arrange and receive cash loans;
  • it is necessary to create an account;
  • provides flexible repayment options;
  • app is free to download and use;
  • compatible with current Android versions.
Free
Downloads: 8350
Size: 35,1 Mb
OS version: Android 5.0
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