Kikoff is an Android application designed to help Canadian users establish and improve their credit scores. With it, individuals can build their history easily.
Main opportunities
One of the key features of the app is its credit-building line. Users may apply for up to $2000, which is accessible without a hard check. This option is beneficial for those who are new to credit or have a limited history. It allows them to start building their score without the barriers.
Moreover, the application helps to manage payments. Customers can set up automatic settlements to ensure they never miss a due date. This is crucial for maintaining a positive credit history.
Additionally, Kikoff reports your payment history to major credit bureaus. It helps to establish a credit profile that reflects responsible use. With the app, you can track your progress toward improving your scores.
Additional options
There are educational resources available within the app as well. Kikoff offers tips and insights on credit management. Therefore, users may understand how scores work and what actions can positively or negatively impact their profile.
Please note that at the start you need to authorize in the utility with your personal data, similar to Credit Sesame. It is necessary to add some details and attach your bank account if any.
Features
- allows Canadian users to improve their credit score;
- it is possible to build a loan line and create a history;
- you may set up automatic settlements;
- the app is free to download and use;
- compatible with current Android versions.
