Qapital is an Android application that helps users manage personal finances and set aside money for various goals. This service is intended for US users.
How it works
The main principle of the app is to motivate customers to save money, taking into account their habits and buying behavior. Thus, users can deposit funds without changing their normal lifestyle.
At the start, you need to choose the purpose for which you want to save money. Next, you have to attach a bank card or account to the application.
The utility analyzes your habits and buying behavior and allows you to create a system of rules. It is tacked to the IFTTT web service.
Money will be transferred to the savings account only after a certain rule is met. For example, if the user makes a purchase, the utility rounds up the amount and transfers the difference to the deposit.
Options
This service operates in partnership with Lincoln Savings Bank. The funds that users accumulate are invested in a reliable portfolio at a small percentage.
Meanwhile, it is possible to save money for a common goal together with a partner. In addition, the application allows you to analyze expenses and offers tips for saving.
Features
- is designed to manage personal finances, similar to Goodbudget;
- motivates customers to save money;
- it is possible to set goals;
- analyzes your habits and buying behavior;
- you can create a system of rules, that helps to deposit funds;
- app is free to download and use;
- compatible with current Android versions.
