Creditmoja is an Android application that provides financial services to Kenyan citizens. With its help, you can quickly apply for an affordable loan with minimal documents, just like in CUDLoan.
Loan services
The utility is designed to provide financial solutions to non-bank individuals in Kenya. This platform offers small-sized credits with a short-term loan period of up to a year. The Annual Percentage Rate ranging from 12 to 50 percent with zero service fees. The whole application process is entirely digital with no paperwork required.
In order to apply for a credit, you have to register an account and select the desired loan product. You also need to fill out basic information and, finally, submit the application. Once approved, the whole amount will be disbursed directly to your M PESA balance.
The application will require access to your mobile information to verify your identity and assess credit eligibility. Creditmoja claims to protect the user’s data with the highest security standards and is committed to safeguarding privacy.
Requirements
The loan eligibility criteria for Creditmoja requires the user to be an adult Kenyan resident between 20 and 55 years old.
Features
- provide financial solutions to individuals in Kenya;
- you can effortlessly apply for a loan with minimal documents;
- it is possible to get money directly to M PESA account;
- app is free to download and use;
- compatible with current Android versions.
