GhLending is an Android application that offers personal loan services to individuals in Ghana. You will be able to quickly get a short-term credit without the need for collateral or paperwork.
Applying for a loan
This application is the lending service that provides personal short-term loans to users in Ghana. The platform offers small credits with flexible repayment terms of up to a year. The interest rate is 0.04 percent per day, which translates to an annual percentage rate of 4 to 35. There is also a range of loan origination fees, which is a one-time payment.
In order to apply for a loan, you have to register through the phone number. You also need to verify your identity. GhLending is designed to provide a fast and simple way to get cash online within a day. There is no need for collateral or paperwork for this purpose. Moreover, the application has 24/7 customer support via chat, email, and phone.
Requirements
To be eligible for a loan, you have to be a citizen of Ghana between the ages of 18 and 60. You also need to have a regular source of income either through employment or self-employment. Additionally, you should grant the app permission to access your location, SMS logs, and calendar data.
Features
- is a lending service made for Ghanaians, just like GanaLoan;
- you can quickly and easily get a short-term loan;
- there is a swift approval process within a day;
- app is free to download and use;
- compatible with current Android versions.