Intuit Credit Karma is an application for Android that offers a suite of financial management tools. With it, users can understand and improve their credit scores, manage their finances, and access various banking services.
Credit scores and products
At first, the utility allows users to check their credit scores for free. It is possible to determine what factors influence these scores. There is an option to receive alerts for significant changes in their credit reports from major bureaus, Equifax and TransUnion.
Moreover, Intuit Credit Karma offers two banking products:
- Credit Karma Money Spend, a checking account that includes options like Early Payday and a Credit Builder;
- Credit Karma Money Save, a high-yield savings account with no fees.
The app provides personalized recommendations for loans and credit cards based on your profile. There is an Approval Odds feature that estimates the likelihood of being approved for various financial products. It is possible to track your net worth and cash flow. Also, there is an opportunity to compare different credit card offers.
Insurance and mortgages
In addition, you can optimize your auto loan and save on insurance rates with Karma Drive feature. It tracks safe driving scores. It is possible to view vehicle records and check for open recalls.
There are tools for prospective homebuyers, such as mortgage calculators to determine affordability. There is an option to compare home loan offers. The utility offers personal credit comparisons as well.
Features
- allows users to check their credit scores, similar to Credit Sesame;
- there are recommendations for loans and credit cards;
- it is possible to compare offers and financial products;
- the app is free to download and use;
- compatible with current Android versions.
