pera247 is an Android application that helps Philippines residents apply for loans online. The utility is the official mobile client of the eponymous web platform. This service operates 24/7 and allows you to create a request and get approval without visiting the office.
Requests
The application can be used only by registered customers who have passed identity verification by providing an ID and a selfie. This service allows you to receive loans ranging from 1,000 to 15,000 Philippine pesos.
During the request creation, you need to answer several questions, in particular, indicate your income source. Next, you have to select the size of the loan. The utility calculates and shows the amount of fees and interest rates.
Loans
The minimum repayment period is 72 days, and the maximum annual rate is 24%. There are no hidden commissions. This utility calculates the repayment schedule and sends reminders to users.
Please note that the loan application has been considered for some time. You may track its status through the utility, similar to PesoQ. After approval, the money is credited to your bank account within 24 hours.
You can pay your loan online with a bank card and at terminals in more than 10,000 locations throughout the Philippines.
Features
- helps to apply for loans online;
- is intended for the residents of the Philippines;
- identity verification by providing an ID and a selfie is required;
- app is free to download and use;
- compatible with current Android versions.
