Hcwallet is an Android application for fast cash withdrawals to a bank account. No extensive paperwork is required. The whole process is carried out via your smartphone.
Credit offers
In this utility, you can create an application and get a bank card loan. There are many similar services on the website, such as LCredit Loan and CreditWise. They are all aimed at people in Nigeria. You can download them to compare terms and conditions.
Hcwallet lends money to Nigerians between the ages of 20 and 60. The loan amount can be up to 100 thousand Naira. Money is issued for a minimum of 90 days and a maximum of 210 days. The interest rate is fixed. It varies from 15 to 70 percent and depends on the repayment period. There is a penalty fee for any late payment.
Registration
To use the app, you need to register by entering your bank account details and BVN. The experts will send a confirmation code to the phone number provided with the document. Then you can send an application for a credit limit. Within a few days, an amount that can be written off will be determined.
Hcwallet generates a credit score. Timely payments influence the increase of the credit limit and the interest rate. You can track current credit and payment dates in your personal account.
Features
- you have an opportunity to get a quick loan;
- there is a step-by-step guide to complete the application;
- no documents are required for registration;
- round-the-clock communication with the operator is available;
- service is designed for people who live in Nigeria;
- app is free to download and use;
- compatible with current versions of Android.
