LairaPlus is an Android application that provides loan services to Nigerian citizens. It is a useful tool for those who require access to quick cash without the need for lengthy approval processes.
Loans and approval
This application is developed by LairaPlus Technologies, a fintech company based in Nigeria. The service is designed to provide loans to individuals in need of quick and easy access to cash. Besides applying for loans, you can also check your eligibility beforehand.
Similar to Handy Loan, it is possible to receive funds directly to your bank account once a loan application is approved. The whole process is simple and can be completed within a few minutes. You will need to provide your personal information, bank data, and employment details.
Additionally, the utility has a built-in loan calculator. It enables users to calculate how much interest they would be required to pay based on the amount and repayment period. It is also possible to view your payments history and schedule them conveniently.
Requirements
LairaPlus requires having a valid Nigerian ID card, an active bank account, and a source of income to qualify for a loan. Users also have to be between the ages of 18-55 years old.
Features
- is made by the eponymous fintech company from Nigeria;
- provides quick and easy loan services;
- you can calculate the amount before applying;
- app is free to download and use;
- compatible with current Android versions.